Sunday, April 14, 2024

Sunday Happenings

 Yesterday was a very cold spring day for our area. I was at Nick's soccer game, and it was 45 degrees & super windy. Supposedly, it will be 80 by next week. We shall see!

We are off soon to head out for our revised spring break trip. Nick talked everyone into trying spring skiing. We were hoping to meet up with one of his friends, but his family is skiing another mountain, so it doesn't look like that will happen. Fingers crossed that the conditions are good.

I picked up a bunch of snacks to keep in the room, as the boys are usually famished post skiing. Hopefully this will cut back on the costs of random snacks at the hotel. I also remembered to pack bananas, as that's always something Nick wants for breakfast, to avoid cramping. 

We did manage to have our pickle ball lessons yesterday, but it was very chilly & windy on the court! We're finally to the place where we can play a game, which is fun. I'll definitely be signing up for more lessons.

As for today, here's what I'm up to:

  • Journal
  • Meditate
  • Farsi practice
  • Workout class
  • Finish packing
  • Quick lunch for myself & the teens before we take off
  • I'm hoping to use part of the car ride to chat with Sam about the various pros & cons of the colleges he's considering. Fingers crossed.
What about you? What are you up to today? 

Saturday, April 13, 2024

April Goal Check In

April is whizzing by, and we'll be (hopefully) skiing next week, so a slightly earlier than mid-month goal check in for the month. 

Nick has a soccer game today, and it's pouring buckets. We also have pickle ball lessons, but given the weather, those seem unlikely. I'm hoping the rain lightens up a bit before the game!

April Goals:

Financial:

  • Pay federal & state taxes - done
  • Sort out cash flow & remaining 2024 budget, post severance numbers - I still don't have my complete severance numbers, but have built a plan based on an estimate
  • Earn $300 in side hustle - I've made $100/$300
  • Monthly freezer challenge: use up fish sticks, rotisserie chicken & pulled pork- used the pulled pork, the rotisserie chicken, a bag of pizza rolls & 1/2 a bag of cranberries
Family:
  • Last college tour + confirm decision & begin college admission work  - college is tour is done, waiting on final decision from Sam
  • Help Nick with college tasks - we've made some progress
  • Both boys - AP test prep - both boys are working on this, but have a lot of studying to do next week
  • Have a great & on budget spring break trip - coming up this week!
  • Continue to plan Costa Rica trip for the fall - waiting for Sam's college decision, as several of the schools have parents weekends near our anniversary. 
  • Plan one fun activity with the boys - spring break!
Fitness:
  • 10 stretching workouts - 5/10
  • Lose 3 lbs - 0/3, although I can definitely tell that I'm more toned & in better shape than I was a month ago
  • 12 strength training workouts - 6/12 so far
  • Run 60 miles - 30/60 miles
  • Follow the No S diet - I've been okay at this. I've been having peanuts as a pre-dinner snack, as our dinner time has varied lately due to teen activities. 
Personal:
  • Get together with friends - yep, I've met up with friends for coffee, hikes, walks, etc. 
  • Practice Farsi 20 times - 10/20
  • Declutter 100 items from the house - 25/100
  • Meditate daily - I missed a couple of days while traveling, but otherwise yes
  • Complete the Science of Well Being course - almost done!
  • Complete resume revamp - yes, draft one is complete
  • 30 minutes of fiction writing - haven't started
  • Work on volunteer soccer project - kicked off some work for this, but need to shift this into high gear next week
What about you? How are you doing with your April goals? Any wins to share, so we can cheer you on?

Friday, April 12, 2024

Frugal Friday

 We were out of town over the weekend, so a few frugal wins from the trip as well as our regular life.


Saving on things we buy

  • I spent quite a bit of time on the phone with the doctor's clinic I go to, over a "late" bill... one I paid several months ago & I could see had already cleared their system. There was a second bill where we were showing very different numbers, so hopefully in a few days, I can check the system & ensure everything was resolved appropriately. 

Earning money

  • Sold a pair of sandals on eBay
  • I mentioned in a previous post that a coworker advised me that our reimbursement portal was still open, through the end of my employment. I was able to fill out reimbursement for my workout classes, and am getting ~$40 for last month, and have a couple more that will also hopefully go through. 

Avoiding spending

  • Sam & I stopped by the lounge (free, with one of our credit cards) on our way to the gate. He filled up on some (free) food, and we avoided buying any food or drinks at the airport.
  • I had a free glass of wine on both the flight out & return flight (thanks to my status) & on the return flight, I was also offered a free snack box & chocolate bar. The boys were pleased.
  • I considered getting a hotel for Friday night, as we needed to be at the college pretty early. However, there was a half marathon happening that morning, and all of the hotels were either sold out, or very pricey. Instead, we stayed with my sister & got up super early. She was very sweet, and had breakfast ready for the teens, and coffee for me. Similarly, she let me use her car as well, so we avoided needing a rental car. My parents also hosted a dinner at my sister's house on Saturday & brought lots of delicious food. 
  • We filled up our water bottles at the airport, avoiding the need for any drinks.

Eating what we have

  • I made Nick a late lunch on Friday, ahead of our flight 
  • Sam & I had cauliflower taco rice (turned into burritos) for dinner on Monday. I had leftovers for lunch on Tuesday, but opted to skip the tortilla, and instead turn a potato into wedges, pan fry those & add the cauliflower taco dish over it, sprinkled with a bit of cheese. It was fantastic & I definitely preferred it over the burrito. 
  • Used up the last of the hamburger buns from the freezer

For others

  • I'm still able to request a match for my volunteer time, so I went ahead and added some volunteer hours for the soccer club project I'm working on. It generates a $10/hour donation to the club, which is cool. 
  • Met with a friend to get the download on my soccer club project, and started working on it again. 
What about you? Any wins to share?

Wednesday, April 10, 2024

Wednesday Happenings

It's a pretty quiet week around here, after a wonderful college tour weekend. I'm really, really hoping Sam makes his decision soon, because we're very much in limbo right now. We loved our last tour (Oregon State) & had a fantastic experience. It's currently my top choice for him, but we shall see where he nets out. Nick was also super impressed with their engineering programs, so OSU has also made it onto his list for applications. 

There are a bunch of next steps that can't happen until Sam finalizes his decision, including: college start/end dates, travel plans, participation in a few events that conflict with one of his (potential) college start dates, housing forms, budgeting (all of the colleges are very different price points), etc, etc. I'm very much a person who wants to have a plan, as quickly as possible, so this process has been a great practice in patience for me. ;-) 

Sam had his first final this week, which I admittedly don't understand, since we aren't even to spring break yet. We're still waiting for Nick's SAT scores, high school tennis carries on, and we *think* we have a plan for spring break, but it's weather dependent. Oh, and I'm not sure what type of future job I'd like. 

I promised myself when I was laid off that I would not jump into the next thing. I would take the time to really give thought to what I want to do next, to allow myself to get bored (from a non-working perspective) & to be open ended on my thinking about next steps. 

There's been so many opportunities for me to work on my patience lately. These feel like important steps for me, but I do wish they weren't all coming at once. ;-) 

I have built some good habits lately, and have enjoyed the extra time to garden. Our yard needs so much time. I'm also looking forward to our spring break trip (whatever shape that takes at this point), as well as a hiking trip to Sedona with my mom at the end of the month. 

There's ambiguity in the longer term plans, but I can at least have a plan for today. So, here goes:

  • Morning workout class
  • Meditate
  • Journal
  • Farsi lesson
  • Yard work (tree trimming today)
  • Work on senior night stuff for soccer club
  • Attend Nick's tennis match
  • Marinate chicken shawarma this morning & then prep all sides + make dinner
  • Drop off donations at the Goodwill
  • List 3 more items on eBay
  • Stretch
  • Make another new Buy Nothing post
  • Read my book by the pool for at least 30 minutes
  • Vacuum
How do you handle ambiguity? Are you a patient person? What are you up to today?

Monday, April 8, 2024

Menu Plan Monday

 The boys & I are out of town over the weekend, so M will be largely on his own. Hopefully eating the rotisserie chicken I left out for him. ;-) 

  • Friday - eating with my sister when we arrive in Portland
  • Saturday - my mom is hosting a dinner at my sister's house, after our college tour. I believe the menu is lasagna
  • Sunday - M is grilling for us
  • Monday - chicken curry
  • Tuesday - grilled chicken (f)
  • Wednesday - leftover chicken curry
  • Thursday - cauliflower taco rice (f)
  • Friday - wings & potstickers
What about you? What's on your menu this week? 

Friday, April 5, 2024

Frugal Friday

 A few frugal wins to report this week, but overall it's been pretty quiet. 


Saving on things we buy

  • I've had a corporate paid for phone plan for ...ever, so I needed to get on my own plan. I found a family plan that allowed me + Nick + Sam to join for $10/month less than what I was paying just for the two of them. Definitely happy to save $10/month, and not have to pay more for my service. What a deal!
  • Stopped by the store on Monday to pick up "April Fools" deals, which were loaves of the boys favorite bread for $1.99 (x2), 1 lb container of strawberries for $.99 (x2) & a cantaloupe at $1.99. All great deals!

Earning money

  •  I had a few eBay sales this week:
    • Sold clothes on eBay that Sam outgrew before he could wear (his chest has grown tremendously in the past few months, and he's also added a few inches). Made $14.
    • I also sold a running belt & reffing socks that I tried to give away on Buy Nothing, but had no takers. Made $12, so not exactly getting rich, but two items out of the house, and into the hands of people who want them. 
    • Also sold a sample makeup item, earning $9. 

Avoiding spending

  • Nothing specific, although we've done a great job of avoiding restaurants, takeout, etc. 

Eating what we have

  • Nick is currently playing club soccer & school tennis, and he has a voracious & unpredictable appetite. He missed dinner one night, and came home from school and ate six "mini" grilled cheese sandwiches. The bread was very small, so I'd say the equivalent of three normal grilled cheese sandwiches. We don't keep bread on hand very often, so he was pleased. 
  • Had a "use it up" dinner on Friday. M had chicken wings that needed to go, Nick had pizza that had been in the freezer forever, and I had a chicken patty on top of a salad that needed to be used up. I had a glass of wine from an open bottle (I'm all about using it up. ;-)), as well. It was a quick & easy dinner. 
  • Made cranberry muffins, and used orange juice lingering in the fridge, cranberries from the freezer, and the last of some sour cream/yogurt in the batch. They turned out great, and we now have muffins ready to go for quick snacks. 

For others

  • Made a donation for the tennis coach
  • Gave away a bunch on Buy Nothing
  • Picked up trash at a tennis match + returned shopping carts at the grocery store
What about you? Any wins to share?

Tuesday, April 2, 2024

April Goals

 

My goals are largely the same in April, but I'm dialing a few of them up, to reflect the fact that I'm currently not working.

Financial:

  • Pay federal & state taxes
  • Sort out cash flow & remaining 2024 budget, post severance numbers
  • Earn $300 in side hustle
  • Monthly freezer challenge: use up fish sticks, rotisserie chicken & pulled pork
Family:

  • Last college tour + confirm decision & begin college admission process (housing, forms, etc)
  • Help Nick with college tasks (HS requirements)
  • Both boys AP test prep
  • Have a great & on budget spring break trip
  • Continue to plan Costa Rica trip for the fall
  • Plan one fun activity with the boys
Fitness:
  • 10 stretching workouts
  • Lose 3 lbs
  • 12 strength training workouts
  • Follow the No S diet
Personal:

  • Get together with friends
  • Practice Farsi 20 times
  • Declutter 100 items from the house
  • Meditate daily
  • Complete The Science of Well Being course
  • Complete resume revamp
That's it from my side. What about you? Any goals for April? Let us know, so we can cheer you on!

Monday, April 1, 2024

March Goal Recap

 March was a month where I crushed it, mostly because I had much more schedule flexibility & time than I expected to have. And, what a difference that makes! I also didn't have an international work trip, a four day conference in the city, and a typical work schedule. Lots of resulting wins.

Financial: (March is the month M & I received our annual bonuses. This will be our last big income surge, minus my severance pay out, as we will then move to a much leaner budget, with just M's salary.)

  • Max Nick's 529 = done, although we opted for a CD instead. 
  • Max our 401Ks (standard + catch up for M) = done, using bonuses
  • Save the remainder of Sam's college expenses = done, using bonuses
  • Put aside money for taxes = done. Yay for taxes. ;-) 
Family:

  • Earn $300 in side hustle = $120/300
  • Complete pantry challenge: = crushed it
    • 2 cans of green beans
    • 2 cans of coconut milk
    • one bag of shrimp scampi
    • corn dogs
    • cauliflower rice
    • pureed bananas
    • lasagna noodles
    • Top Ramen
  • Help Sam finalize his decision = 15/17 acceptances, and last tour next weekend. Almost there!
  • Get Nick started on the application process + SATs & AP tests for both boys = Nick finalized his list of schools, took the SATs, and both boys are beginning AP test prep
  • Optimize points, perks, miles to keep travel costs in check while enjoying travel = crushed it
    • Used Alaska credits/miles for Sam's graduation trip to my parents = saved $872 for miles + $565 of flight credit
    • Used three free hotel nights for Sedona hiking trip = saved $977
    • Used a gift card for my very cheap flight = saved $118
    • Used Southwest points to book my mom's flight = saved $359
    • Used points to book a two night stay for M's birthday & redeemed a room upgrade. Room cost = $1850 for two nights (although, we wouldn't pay that out of pocket!)
  • Plan one fun activity per month with the boys = Easter egg hunt!
Fitness:
  • Run a half marathon = Napa Half was very rainy & cold, but we did it!
  • 8 stretching workouts = 10/8
  • Lose 3 lbs = I lost 5 lbs!
  • 10 strength training workouts = 19/10
  • Follow the No S diet = doing really well with this
Personal:
  • Get together with friends = so many get togethers! Hikes, walks, coffee, & lunches galore!
  • Practice Farsi 10 times = 26/10
  • Declutter 50 items from the house = 163/50
  • Start pickle ball lessons = yes, 2 lessons so far
What about you? How did you do with your March goals?

Menu Plan Monday

 Can't believe we're into April! Wow. Let's hope it eventually stops raining here, and I can get M to grill again. It's no fun to grill in the rain. ;-) 

  • Friday - baked shrimp (f) + mystery Trader Joes appetizer (f) (leftover from the Super Bowl)
  • Saturday - tacos
  • Sunday - steak & mashed potatoes
  • Monday - leftover tacos
  • Tuesday - lasagna (f)
  • Wednesday - any leftovers, or pizza
  • Thursday - cauliflower taco rice (f)
  • Friday - out of town for college tour
That's it from our side. What about you? What are you planning to eat this week? 

Saturday, March 30, 2024

Grocery receipt & other Saturday stuff

 I got up this morning & went to my workout class, and came home & am making lunch for the teens. I have a bunch of stuff to do today, so M went to Costco while I was working out. 

Here's what we spent this week/what we bought:

  • Milk - $6.19
  • Grapes - $7.99
  • Tomatoes - $7.99
  • Pineapple - $3.99
  • Bagels - $7.99
  • Cauliflower - $6.49
  • Bananas - $2.49
  • Pears - $5.99
  • Steak - $44.42 (Easter splurge dinner)
  • Edamame - $5.39
  • Broccoli - $4.99
  • Apples - $5.99
  • Strawberries - $4.99
  • Cucumber - $5.99
  • Ground beef - $31.59
Total = $152.57 - Slightly less than last week, but we needed fewer staples, and bought more expensive meat for Easter.

Remainder of the day:
  • Run to the store for tortillas
  • Make tacos (dinner)
  • Pickle ball lessons with M (although, it's supposed to be rainy this afternoon, so we'll see)
  • Vacuum
  • Help boys with scholarship essays
  • List a few things on eBay
  • Arrange additional tutoring sessions
  • Trim our hedge
  • Create new Buy Nothing listing
  • Sort out our phone plan
What about you? What are you up to today? Any fun dinner plans for tomorrow?

Friday, March 29, 2024

Frugal Friday

 Can't believe we're almost to April! Here are a few wins for the week, frugal & otherwise.  

Saving on things we buy

  • I combined a Safeway coupon for grapes with a $1 off produce coupon, and bought 2+ lbs of grapes for $2, which was a reasonable deal. I used a gift card for that + on sale pretzels (snack of the week), spending $0 out of pocket. However, my Safeway gift card is down to $.93, so almost out!
  • I converted some spare change that was rattling around in my bags to a $9 Starbucks voucher. Given I've been doing coffee meet ups & networking, happy to have the extra coffee money on hand. 
  • Redeemed the last $20 of my grocery store rewards to pick up 5 cases of sparkling water (it was on sale) + a few other things we needed. All told, I spent $9.60 after my reward.

Earning money

  • M & I received our annual bonuses. I tucked most of the money into a couple of CDs, each ear marked for the boys college expenses. Because we need the money over a short time horizon, investments don't make sense. Luckily, CDs are paying very good rates at the moment. We also maxed out our 401Ks, which is great news for me, as I was able to secure the full company 2024 match ahead of my layoff. 
  • Sold a heart rate monitor on eBay, and made $20, and also sold a poster I received in Japan, earning $16.

Avoiding spending

  • One of my neighbors had free tangerines from their tree out & available for taking, so I picked up four.

Eating what we have

  • Met a coworker for lunch, and she bought me lunch as a "goodbye". There were enough leftovers that I also had a large salad for dinner. 
  • Had a "use it up" smorgasbord lunch on Saturday, mixing several small portions of leftovers for myself, and the boys. It was nice to empty the fridge of lots of little options.
  • Made the boys the last of the corn dogs! One more item checked off of my freezer/pantry clean out.
  • Picked fresh thyme, rosemary & oregano for M's grilled chicken recipe. 
  • Our very lovely neighbor brought over a gift for us, as a thank you to M for all of his work on her car. Totally unnecessary, but she always wants to make sure she thanks us. She purchased a Hickory Farms pack. I've put aside some of the shelf stable meat & cheese, and will take it to Sedona for my hiking trip with my mom. It will make a nice treat to have in the room. 
  • On Monday, I saw we had leftover rice from Sunday's dinner, so I changed up our plan a bit. I took out the Korean beef (freezer) & we had that over rice. For M, I sauteed cabbage & onions in sesame oil, and he had his beef over that.
  • I made Nick pizza rolls for a quick meal before a tennis match, and now am down to just one bag of pizza rolls. Hurrah. 
  • Met another friend for lunch, and took half of my sandwich home. Sam ate that as a quick bite ahead of leaving for a school event.
  • And, I used the last two cans of green beans! This have been on my pantry target list forever. 
  • Had the remainder of the Korean beef over salad greens for lunch one day.

For others

  • Put grocery carts back, picked up trash at the school tennis match, & started on my volunteer project for Nick's soccer club
What about you? Any wins to share? 

Thursday, March 28, 2024

New routine

It's been four weeks since I've been "funemployed", and I've been trying out a new routine. I'm a big fan of structure & I knew that the sudden change from an overly structured day (way too much to do) to my new normal would be a big adjustment. I've had a list of things I want to do daily, some of which I've been doing for a long time, others I added in during COVID WFH, and still others that I've always wanted to consistently practice, but have come & gone based on my schedule.

My current daily routine is as follows:

  • Coffee + catching up on blogs, bills, etc
  • Journaling + 3 things I'm grateful for
  • Farsi lesson (I use an app for this)
  • Meditation
  • Working out (I prefer a class, as it's at a set time & a harder workout than I'd normally do on my own.) 
  • At least one house "chore"
  • Yard work, if it's not raining
  • Career type stuff (working on resume or LinkedIn, sending follow up notes to people who have reached out, researching potential future jobs)
  • Meal prep
Aside from that, other days have other tasks (decluttering, listing things on eBay, etc). 

I find that the journaling is helpful for two reasons. 1) it helps me remember how I felt at any given point. My journal from the first few weeks of COVID lock downs is fascinating! 2) it's a reminder to write down three things I'm grateful for, every day. I'm pretty consistent with it, and feel like it's a good time to remember that there are always things to be happy about, even when things are not going how you'd hoped or anticipated. 

I'm taking Farsi lessons so I can better communicate with M's family. It was really hard to find a good app for learning (many of the more common apps don't offer it as an option), but now that I've found one, I'm in a good groove and feel like I really am picking up more words, which is rewarding. M does still chuckle at my pronunciation. ;-) 

As for the meditation, I attended a class way back through work (maybe 7 years ago) & they shared a lot of the benefits of meditation. I gave it a try & it does help me manage stress. I've been pretty sporadic with it until recently. I've also been taking a free online class via Yale (The Science of Well Being), which I highly recommend, and the class talks about how helpful meditation is, both in the moment, and in the longer term. I've added it consistently back to my routine. I'm currently doing a five minute guided meditation via Headspace (an app), because it's such a low barrier to entry. But, I do want to do longer meditations, as you get additional benefits for a slightly longer time period. But, five minutes is still great, and I'm trying to build the habit. There is plenty of research out there about what happens to your brain when you meditate, but for me personally, it gives me more patience, and helps me live more in the moment. Both of which are things I'm working on. 

Working out has been a sanity saver for me at many points in my life, but particularly now. It really helps me manage my stress level, and I also really like the structure & the routine of a class schedule, a commitment, & getting out to see other people. It's good for your health, of course, but for me, it's really good for my mental health. As with everything, people have to experiment to see what works for them (physically), and what they enjoy the most, because sticking with a workout routine isn't going to happen unless you like the activity. 

I both love & hate yard work. Our yard has many, many types of plants from the former owners. Because there are so many varieties, it's a never ending task of weeding, picking up leaves, trimming, etc. It's much more high maintenance than I would ever choose in a million years. But, I do enjoy being outside & getting into the flow, so to speak. M & I have discussed many times, and we could each spend an hour outside working in the yard every day, and it would never be "done". Always too much to do!

Hope that was helpful, and I'd love to hear more about your daily habits!

Tuesday, March 26, 2024

Planning an inexpensive bucket list trip

I'm working on planning a bucket list trip to Costa Rica for me + M (our anniversary, this fall), while trying to keep it as inexpensive as possible. 

We have a lot of "assets/perks" available in 2024 that will be expiring, so we want to maximize the travel perks before they disappear or expire in 2025. 

Here's what we're thinking so far:
  • Flights for 2 to Costa Rica - use travel credits (no out of pocket)
  • Use Hyatt points for a week at an all inclusive, adult only hotel, and use a guaranteed suite upgrade - no out of pocket. Given hotel status & the upgrade, we would get a bunch of other perks included. 
  • We will need to pay for transportation to/from the hotel & the airport locally, as well as any activities not included in the all inclusive. 
  • We will fly my parents in to take care of (just!) Nick, as we typically do
  • We will also leave cash for my parents for the week, when they are at our house
All told, we'd love to do the trip for $1500 or so, which seems quite realistic given our options. If I can pull this out, it would be a big frugal win! We need to wait to see where Sam will be going to college before we can book, as many colleges have parents weekend around our anniversary, and will need to adjust the timing accordingly.

What about you? Any bucket list trips you've done/are planning, and tips for how you kept the cost down? Any major travel wins scored with points, miles, perks, etc? Please share! 

As for today, I finally made progress on my resume, & handed it off to the resume service. Hurrah for progress!

Here's what else I'm up to today:
  • Workout class (this one is a running only class, which will gives my arms a bit of a break, after a lot of strength training)
  • Stretching
  • Lunch catch up with a friend
  • Start on my volunteer project for the soccer club
  • Attend Nick's tennis match
  • Journal
  • Meditate
  • Farsi lesson
  • Find 5 items to declutter
  • List 2 items on eBay
  • Spot clean one area of the house